Medigap Plan F has been the most popular Medicare supplement plan in the recent past. It offers 100% of cost-sharing when it comes to medical services. Plan F is a great option for Medicare beneficiaries who are searching for full coverage on all out-of-pocket costs, including the Part A and B deductible, copayments, and coinsurance. However, Plan F is no longer available to those who turn 65 after January 1, 2020.
What is Plan F?
Plan F is the only Medigap plan that covers every gap in Original Medicare coverage. It leaves the plan member with $0 in out-of-pocket expenses for covered services. The only thing the member will pay is the monthly premium.